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**SHORT SALE**

$99,900 PRICE REDUCED!

Photo of 21731 Manor Court, Katy, TX, 77449.

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Address: 21731 Manor Court	City/ST: Katy, TX	Zip Code: 77449
Property Type: Single Family Home	New or Resale: Resale	Square Footage: 2359
Bedrooms: 4	Bathrooms: 2 full, 1 half	MLS# 68436540

** short sale ** You can't miss this very clean and well maintained 2 story home, features spacious den with fireplace, formal dining, open kitchen, stainless steel appliances, gameroom up, master suite with garden tub and separate shower, Oversized corner lot, Highly acclaimed Cy-fair school district.

Last Updated: 8/12/2010 12:15:55 PM

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First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Q	Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?
A	The "Linear City" of Malasia is currently the longest.
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Bob Kory Team, REALTOR�, real estate agent and broker for West Houston, Katy and Richmond, Texas home listings, property and land for sale - NUMBER1EXPERT

Bob Kory Team
Bob Kory Property Management
21945 Katy Freeway Suite A2
Katy, TX 77450
281-394-4608
Fax: 281-840-6924
bobkory@NUMBER1EXPERT.com

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